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Comprehensive Terms of Use & Privacy Policy

Last Updated: November 2, 2026[cite: 8]

Welcome to our global classified marketplace. We built this platform to provide a safe, transparent, high-integrity, and seamless trading environment for buyers and sellers worldwide[cite: 8]. Please review these terms carefully to understand your rights, responsibilities, and the robust technical guardrails protecting your transactions[cite: 8].

1. Merchant Identity Verification & Anti-Scam Security

To ensure our global marketplace remains strictly scam-free and safe for all participants, we enforce comprehensive identity and verification checks for all registered sellers[cite: 8]. To operate a seller account, we require verification data including full legal name, contact details, valid government ID, and bank account information[cite: 8].

How We Protect Your Sensitive Information:

• End-to-End Database Encryption: All personal, identification, and financial metadata submitted during registration are heavily encrypted using industry-standard cryptographic protocols before storage[cite: 8].
• Strict Privacy Safeguards: Your credentials are used strictly for identity verification, account protection, and payment routing[cite: 8]. We never sell, trade, rent, or expose user data to third-party advertisers or external marketers[cite: 8].
• Fraud Mitigation & Account Freezing: In the event of a verified buyer dispute or suspicious activity, seller payout subaccounts are instantly locked across gateway channels pending administrative resolution[cite: 8].

2. T1 / T5 Financial Architecture & Split Settlements

We prioritize total financial safety, transparency, and compliance with modern gateway policies[cite: 8]. All order payments are processed through world-class, fully licensed payment partners: Paystack, Flutterwave, Interswitch, Stripe, and OPay[cite: 8].

• Structured Split Model: Every protected transaction is automatically divided into a 6% platform commission, a 47% T1 Share paid immediately on Day 1 via automated gateway split, and a 47% T5 Share held securely in our 5-day maturity transaction ledger (hold_until)[cite: 8].
• Dispute Resolution & Shortfalls: If a dispute is resolved in favor of the buyer (buyer_won), 100% full refunds (subject to a standard 1.5% platform fee deduction) are disbursed to the buyer's saved bank details (supporting NUBAN auto-resolution for Nigerian users and IBAN/SWIFT for international users)[cite: 8]. If T5 pool funds are empty, a pending debt is registered against the seller and automatically deducted from their next item sale[cite: 8].

3. Global Expansion & International Reach

Our platform empowers merchants to scale internationally[cite: 8]. Through our Global Expansion feature, sellers can select and target 8 different countries of their choice for worldwide visibility, connecting with global buyers while maintaining localized currency mapping and secure gateway settlements[cite: 8].

4. Delivery Disclaimer (No Shipping Services Provided)

Important Disclaimer: We operate strictly as an advertising vendor and classified marketplace platform[cite: 8]. We do not handle, manage, or provide shipping or delivery services[cite: 8].

• All arrangements regarding delivery timelines, logistics, shipping methods, and pickup locations must be discussed and agreed upon directly between the buyer and the seller[cite: 8].
• The platform assumes zero liability for transit delays, shipping damages, or logistics failures handled independently between trading parties[cite: 8].

5. Accountability, Permanent Bans & Legal Damages

We maintain zero tolerance for fraud, deceptive practices, or contract breaches[cite: 8]:

• Automatic & Permanent Bans: If any user fails to adhere to our rules, or if multiple buyers lodge formal complaints regarding non-delivery, fraud, or misrepresentation, we reserve the absolute right to permanently ban the user account without prior notice[cite: 8].
• Legal Action & Damages: Sellers who fail to deliver goods as agreed with buyers after receiving funds or initiating protected orders will face legal consequences[cite: 8]. We reserve the right to sue for damages and cooperate fully with law enforcement authorities to recover financial losses and protect marketplace integrity[cite: 8].
• Community Suspensions: Accounts receiving 3 or more community reports are automatically placed on a temporary 3-day review suspension prior to further administrative actions[cite: 8].

6. Multi-Language Communication Tools

To eliminate language barriers during international deals, our platform features built-in multi-language translation support across product listings, direct messaging channels, and account dashboards[cite: 8].

7. Marketplace Coins & Listing Rules

Publishing items on the marketplace operates via an ad-credit coin system[cite: 8]:

• Listing Rate: Publishing exactly 1 marketplace listing requires 1 Posting Coin[cite: 8].
• Coin Top-ups: Users can purchase posting coins at any time from their member dashboard[cite: 8]. All coin purchases are final once credited to your balance[cite: 8].

8. Data Privacy & Systems Security Policy

We collect essential operational data (such as username, email, country, IP address, and transaction logs) solely to execute marketplace services, verify identity, and prevent fraud[cite: 8]. We utilize strict technical guardrails, session token authentication, prepared database queries, and HTTPS SSL encryption to ensure your data remains fully protected[cite: 8].

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